Answering your Earthquake Preparedness Questions
The time to prepare is NOW – once the Earthquake STRIKES it will be too late. Your family is counting on you!
By Jackie Kloosterboer – Speaker, Trainer,
Author – My Earthquake Preparedness Guide
An arm in the back of the Earthquake Preparedness Workshop I was conducting shot up. The young woman slowly stands up – for 8 years I have had tenant’s insurance and have never had to use it – why should I bother having insurance - I could spend that money on my family.
My heart sinks…… Responding
to upwards of 20 house and apartment fires each year in Vancouver, I far too
often hear from the people displaced "Why did I cancel my
insurance?" I had it for years and never needed it and now I do
need insurance and I don’t have it. What will me and family do – where will we
go?
My heart now breaks as I watch family’s
survey the damage to their homes after a fire.
Their first thought is always their “things.” They realize their clothes are smoke damaged
beyond repair, the contents of their home are not salvageable and then the reality
sets in and they realize they have
nowhere to go. Family and friends can
help for a few days then what will happen to them- where will they go until
they can return home in a few weeks or in some cases several months?
Now - imagine you are home and
there has been a fire in your home. You and your family grab your Grab
and Go Kits containing the basic items you will need and you get outside to
safety.
Standing outside, you reach into
your Grab and go Kit and get the copy of your insurance policy you have tucked
away. A quick call to your insurance provider and they advise you to
check into a hotel, save your receipts and they will get the ball rolling on
what can be done to look after you, your family and your home.
A restoration company will be dispatched
to start on the daunting task of getting your home back to
4 items to keep in mind regarding your home insurance
1.
Make sure you know what is covered in your policy. I am
not an insurance expert and from my experience people often have no idea what
their insurance will cover or not cover. Check with your insurance
company and make sure you understand what is covered in your insurance policy.
2.
If you live in a Strata you MUST get homeowners
insurance. Your strata should have
insurance for the building which you help pay for in your monthly strata fees
but this DOES NOT cover the contents in your unit. Check with your strata and
insurance company if you have questions.
3.
Make sure your insurance automatically renews each year. I recently was assisting a family following a
fire and they had forgotten to renew their home insurance. This caused many
problems which could have been easily avoided if the insurance policy was in
good standing. Put the expiry date on your calendar as a reminder to
renew.
Your takeaway from this post - reach out to your Insurance Company and get those insurance questions answered. They are the experts and they can help you determine what your family needs to be covered for whatever disaster comes your way. If you don't have insurance call an insurance company and get your policy in place. Once the fire, flood or earthquake has impacted you and your family, it will be too late!
Have questions – don’t hesitate to ask. Until next time – Stay safe and make sure you, your family and pets are prepared for earthquakes or any disaster that may come your way.
________________________________________________________________________
As Always BE PREPARED - NOT SCARED!
Jackie Kloosterboer - BIO
Jackie Kloosterboer has been leading the way in earthquake preparedness for 2 decades presenting more than 100 Earthquake Preparedness workshops each year to a variety of groups and businesses. She is often interviewed by media outlets across Canada as she promotes the importance of earthquake and disaster preparedness.
Contact Jackie to speak at your next group or business event to help you, your family, your staff and pets get prepared for earthquakes or whatever disaster comes your way. Jackie will lead you through the necessary steps helping you identify what is important to you and your family or business.
To reach Jackie with any questions or to book her for your next event contact her at jackie@survive-it.ca or call (604) 355-2414.
Jackie is available for:
- Earthquake Preparedness Workshops
- Preparedness Plans
- In-Home Walk-Throughs
- Preparedness Kits
- Media Interviews
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